Check my prizes online. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you. Buy from just 25. Youll need to invest at least 25You can keep buying bonds until you reach the maximum holding level of 50,000.You get a unique bond number for every 1 invested. The standard Inheritance Tax rate is, currently, 40 per cent. Please select yes. If you have a child younger than 16, you can buy Premium Bonds online, by phone or by post, or by switching money from another NS&I account in the childs name. Less than 5% of people in the UK pay tax on their savings interest due to the personal savings allowance (PSA), which lets most people earn up to 1,000 in interest without paying tax on it. Additionally, premium bonds cannot be nominated to pass to a beneficiary when a person dies. You are about to enter an area of the site that hosts corporate and performance information. Remember to ask for their ID before you celebrate theyll always have it ready to show you. Editor, Marcus Herbert. Please also have your Bond record ready, if youd like to cash in specific Bonds. Please read the key product information below before switching this account for a child under 16. : "http://www. Now, its possible for any adults buy Premium Bonds for someone elses child under 16 however not everyone can do so by phone. The best time to buy Premium Bonds is when youve got some money you want to save. Buying them through the post office is always free, but some banks and NS&I charge a fee for buying premium bonds this way. How do you transfer bonds to another person? Divide the 72 by the number of years in which you want to double your money. Read more Looking after savings for a child. Premium Bonds, issued by the NS&I, allow you to take out a minimum investment of 25 all the way up to 50,000. Numbers are entered in the draw each month, with an equal chance of winning, until the bond is cashed. How old do you have to be to access premium bonds? 18% of people have opted for email giftcards/messages rather than printed versions, too, which again reduces the amount of paper we, and our customers, are choosing to use in association with their Premium Bonds. Youll need to invest at least 25You can keep buying bonds until you reach the maximum holding level of 50,000.You get a unique bond number for every 1 invested. How long does it take to get money from premium bonds? How long does it take to cash in Premium Bonds? This change in reducing our paper use is helping us to be more sustainable and cost-efficient, as our Assistant Retail Director, Lorna Kujawa, wrote about in a recent blog . Your email address will not be published. Premium Bonds are a two-in-one saving method and lottery scheme available for anyone who lives in the UK. Firstly, You can only buy them for someone else if the recipient is under the age of 16 - other family members will have to buy them for themselves. Youll need your childs holders number and your bank account details to hand. Youll be able to see the money in your account in 2-3 working days, For more information on topping up by bank transfer see our FAQs, Top up your Premium Bonds using your UK debit card. Can I buy premium bonds for my son who is over 16? Complete the form, including the amount you want to switch and the fixed term investment you are switching it from. "https://secure." The cookie is used to store the user consent for the cookies in the category "Analytics". Buying Premium Bonds as a gift online In the Autumn Budget 2018, it was confirmed that gifting Premium Bonds will become more accessible, reducing the minimum investment to 25 and allowing people other than parents, guardians or (great) grandparents to buy them for children aged under 16. Added to that, the Somerset winner in this Novembers draw was under 16 when they were invested for her for the first time. You yourself need to be at least 16-years-old to buy them for yourself or someone else. Each investment must be at least 25 and in whole pounds. We'll also send you an acknowledgement of your investment. If youre buying Premium Bonds for someone else on an ongoing basis, such as through payroll giving, you may wish to set up standing orders. Well send you confirmation every time you buy or cash in your Bonds. We created Premium Bonds and you can only get them from us. All of the money you put in is secure as it is held by the Government - and you can cash out bonds anytime you like. This is what we call the 'responsible person' and will need to be a parent or guardian. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. There are a few things you need to know about Premium Bonds. When You Breathe In Your Diaphragm Does What? According to NS&I, it takes up to three banking days for the money to reach your account, unless you have elected to cash in after the next draw. Please see our Privacy Notice for details of your data protection rights. Quote it whenever you buy more Bonds, cash them in or have a query. Premium Bonds are a two-in-one saving method and lottery scheme available for anyone who lives in the UK. Electronic bonds: You can buy them as gifts for any TreasuryDirect account holder, including children. Investments are things you buy or put your money into to get a profit, such as: shares - you buy a stake in a company cash - you save money in a bank or building society account property. 17. If. That means that Bonds bought during March will be held back until the May prize draw. To do this, we may ask you to upload or send us some documents. You can give up to: 5,000 to a child. Home of the Daily and Sunday Express. Please read the key product information and customer agreement (below). How far back do unclaimed premium Bonds last? Thanks to recent rule changes by NS&I, you can buy Premium Bonds for someone else's child, so grandparents, aunts, uncles and even family friends can now buy these bonds. Express. However, they will only issue application forms and accept bond sales in person if you have a National Insurance number and proof of your name and address. var scJsHost = (("https:" == document.location.protocol) ? Anyone can buy Premium Bonds for a child under 16. 411 Posts. You can buy Premium Bonds online using the NS&I website here and paying using a debit card. By clicking Accept All, you consent to the use of ALL the cookies. This cookie is set by GDPR Cookie Consent plugin. If youre not the parent/guardian of the child, youll need to let them know before buying Premium Bonds as well contact them directly for things like providing evidence of identity and address. Anyone aged 16 or over can buy Premium Bonds. Yes you can - although there are some rules. 12. Purchase the savings bond you want in the desired denomination ($25 to $10,000). If you keep a close eye on the winning bonds it can seem like newer bonds have a greater chance of winning, but this is a result of the majority of bonds having been bought since 2000. Anyone can buy Premium Bonds for a child under 16. Can you buy premium bonds for somebody else? Just to note, its different to your NS&I number, which we give you when you register for our online and phone service. Your email address will not be published. This is because of money laundering regulations. You or the child must already have some Premium Bonds, and you must know your (or the childs) holders number. Please make sure they are happy to do this, and agree to you giving us their details. Log in or call us to check your balance and transactions, including any prizes youve won. Premium Bonds It's quicker to apply or top up your account online. Can I cash in my childs Premium Bonds? Think you can buy premium bonds for someo Well also send you an acknowledgement of your investment. Each investment must be at least 25. Premium Bonds bank transfer and standing order guide. One jackpot winner has had Premium Bonds since they were a child, as NS&I will make gifting to children more accessible 23. With the chance to win cash prizes ranging from 25 to 1 million every month, a boost to their savings is a gift they can enjoy again and again. If you want to double your money in 5 years, then you can apply the thumb rule in a reverse way. We use cookies to ensure that we give you the best experience on our website. Is it worth investing 50000 in Premium Bonds? The everyday option: a childrens saving account. Now, it's possible for any adults buy Premium Bonds for someone else's child under 16 - however not everyone can do so by phone. What are the odds of winning with 50000 premium bonds? Youll need your holders number and bank account details to hand. Grandparents can technically open Premium Bonds for their grandchildren, but they will not 'hold' the bond for the child. Can you buy Premium Bonds as a gift for someone over 16 UK? Yes you can - although there are some rules. Can I use my wife bank account for Zerodha? Premium Bonds are a tax free investment, which means prizes are exempt from UK Income Tax and Capital Gains Tax. Home Personal Finance Can you buy Premium Bonds for someone else? Can grandparents buy Premium Bonds for their grandchildren? The child might already have some Premium Bonds, and thats fine, they can hold up to 50,000 worth. Premium Bonds: The maximum holding. Buying online You can buy Premium Bonds online using our secure online system. For example, you could buy an electronic savings bond for $75.38. 11. Premium Bonds don't pay any interest. 15. We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. How do I report excess contributions removed? This doesn't mean the details you are using are wrong but please check them carefully. comments sorted by Best Top New Controversial Q&A Add a Comment Its estimated 21 million people up and down the country have premium bonds, with an approximately 91 billion pounds in accounts right now. Can i buy premium bonds for another person? In the Autumn Budget 2018, it was confirmed that gifting Premium Bonds will become more accessible, reducing the minimum investment to 25 and allowing people other than parents, guardians or (great) grandparents to buy them for children aged under 16. Apply and cash in online, by phone or by post. If youd like to buy premium bonds as a gift, you can do so on behalf of someone else. Find out how long it takes to receive your payment. Can husband and wife both have premium bonds? Always remember anyone can post on the MSE forums, so it can be very different from our opinion. the Somerset winner in this Novembers draw was under 16 when they were invested for her for the first time. You can get this by post, too. You can give gift bonds to adults or children. If you have a child younger than 16, you can buy Premium Bonds online, by phone or by post, or by switching money from another NS&I account in the childs name. And ask you to read our customer agreement. We use your sign-up to provide content in ways you've consented to and to improve our understanding of you. The decision is also very much based on personal preference as theres no set term for how long you should hold them. Our prize checker will show you this months prizes, anything youve won in the previous six draws, as well as any older prizes that you havent claimed yet. If you have a child younger than 16, you can buy Premium Bonds online, by phone or by post, or by switching money from another NS&I account in the child's name. You can buy an electronic savings bond for any amount from $25 to $10,000 to the penny. The cookie is used to store the user consent for the cookies in the category "Performance". So to double your money in 5 years you will have to invest money at the rate of 72/5 = 14.40% p.a. Yes you can - although there are some rules. Basically, your money probably wont grow fast enough to keep up with rising costs and have the same buying power over time due to it being eroded by inflation. Premium Bonds are a tax free investment, which means prizes are exempt from UK Income Tax and Capital Gains Tax. Were the only provider that secures 100% of your savings, however much you invest. The person youd like to buy them for must be aged 16 or over, have a UK address, and hold only one premium bond account, including those held on their behalf by another person. Well contact you if we need any more information from you. | Personal Finance | Finance | Express.co.uk 10 June 2021 at 12:33PM Tragen Forumite 277 Posts Nebulous2 said: It appears you cannot buy premium bonds for another adult, unless you have power of attorney. Cheap Flights from Johannesburg to Maputo from R2191 - Cheapflights.co.za. Cash Flow Forecast: A Comprehensive Guide. Can you buy premium bonds for someone elses child? If you live outside the UK, please check if local regulations let you hold Premium Bonds. Can you buy premium bonds as a gift for someone over 16 uk? Can I buy premium bonds for my son who is over 16? If the bonds are transferred as a gift and you completely remove your name from the bonds, you . Create a TreasuryDirect account and then log in. You yourself need to be at least 16-years-old to buy them for yourself or someone else. If you buy Premium Bonds as a gift, youll need to complete the investors details on the application form and choose a gift card from our online range. Pension plans disrupted for many - is your retirement affected? If youre lucky enough to scoop the 1 million jackpot, our Agent Million will visit you in person to give you the good news! How can I buy UK government bonds from 2021? Save my name, email, and website in this browser for the next time I comment. Premium Bonds as a present: The gift that keeps on giving. function gtag(){dataLayer.push(arguments);} Anyone can buy premium bonds for those under the age of 16, but the child's parent or guardian must be nominated to hold the bonds until the child turns 16. . , Contact us by post. A There are all sorts of theories. Please have your debit card details ready. Well also send you an acknowledgement of your investment. Can i buy premium bonds for someone over 16? What is the best way to buy premium bonds? Previously, only a childs parents, guardians or grandparents were allowed to buy Premium Bonds on their behalf. Youll then normally receive your prize money in your bank account by the 7th working day of the month. Premium Bonds dont pay any interest. When you set up your payment, you may receive a message saying 'This account can't be checked' or something similar. What does Martin Lewis say about premium bonds? What happens if the child wins? Can you buy Premium Bonds for someone else? Without advertising income, we can't keep making this site awesome for you. The way you log in to your account has changed. If you want to purchase Premium Bonds as a gift for children or (great) grandchildren, investments need to be made by the end of this month in order to be eligible for Januarys draw. If your child already has some Premium Bonds and you want to buy some more online or by phone, youll need to be registered first. You yourself need to be at least 16-years-old to buy them for yourself or someone else. Can a parent cash in a childs premium bonds? How does it work? What happens if my child wins on premium bonds? These cookies ensure basic functionalities and security features of the website, anonymously. Download, print and complete a cashing-in form. But only the nominated parent or guardian will be able to manage and cash in the Bonds. We're backed by HM Treasury and we've been helping people save for over 160 years. | The Sun, 10 freebies you can claim in March if you qualify for PIP, Game releases March 2023: WWE 2K23 to Resident Evil 4 Remake | The Sun, Biden To Nominate Julie Su, Who Cracked Down On Wage Theft, As New Secretary Of Labor, Supreme Court to hear challenge to Consumer Bureaus funding, Rishi Sunak leads praise on Russia-Ukraine war anniversary, What we know about the Club Q shooting that killed 5 people and injured dozens, Tax rises set to hit thousands of households how to reduce impact, Britons given more time to boost state pension, Four red flags to watch out for online when buying weight loss aids. Its easy to buy Premium Bonds, all you have to do is apply through the NS&I website. Anyone can buy Premium Bonds for a child under 16. Chances of winning each Premium Bonds prize per bond. Another option is to buy them via post. Premium Bonds dont pay any interest. Please note, we may send you a claim form, that you must complete and send back to us before we can pay your prize to you. There is one caveat - if a person is buying Bonds for someone else's child, they can't be bought by phone. You can also cash in Premium Bonds online without having to create an account. Premium Bonds are subject to Inheritance Tax, and need to be declared as part of the estate for probate. No interest earned. Well let you know by text or email if you win. Photos need to be in TIFF/JPEG format and smaller than 2MB. Five common cleaning mistakes that can damage your home, Effective homemade solution for removing stains from sofas, I'm a female mechanic I can't wear what I want and don't clean myself up when I go shopping here's why | The Sun, Major change to number plates coming this month here's all that drivers need to know | The Sun, Millions of Android users warned of simple mistake that could cost you dearly | The Sun, Knife edge: Trucking operators pushed to the brink, transport leaders warn, Phil Spencer asks housing experts their predictions for 2023, PEGI ratings: What do the symbols mean? The NS&I Premium Bonds brochure also states that a person who is at least 16-years-old can buy Premium Bonds for another adult if they are acting as their power of attorney. Look out for the Premium Bonds prize checker Alexa skill at Amazon. They are yours to do with what you wish. How does it work? We'll also send you an acknowledgement of your investment. Parents, legal guardians and (great) grandparents can invest on behalf of their child or grandchild aged under 16. Please note that we do not accept payment via Clearing House Automated Payment System (CHAPS). Anyone can buy Premium Bonds for a child under 16. You can buy premium bonds at any post office. Well then aim to open your childs Premium Bonds account within 7-10 working days. What does the ll theorem hold for proving right triangles congruent? Home | About | Contact | Copyright | Privacy | Cookie Policy | Terms & Conditions | Sitemap. We will use your email address only for sending you newsletters. You can then give the gift bonds yourself to the gift recipient. Anyone can buy Premium Bonds for a child under 16. Premium Bonds, issued by the NS&I, allow you to take out a minimum investment of 25 all the way up to 50,000. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Buying Premium Bonds from NS&I couldnt be simpler: You can do so online, by phone or by post whether you live in the UK or abroad, or even if you want to buy them for someone else as a gift (or for their children). (Video) Falling Nifty, Increasing interest rates, UK Economic Crisis & Adani enters Nifty - Sep 30, 2022. Premium Bonds are not an asset that can be passed on to a beneficiary in the same way that funds from bank accounts and savings accounts can; they cannot simply be inherited or transferred to someone elses name. The comments I make are just my opinion and are for discussion purposes only. So if you save 100, you get 100 bond numbers (each with a chance to win a prize)Once held for a full month bonds are included in a monthly draw - meaning you are now eligible to win a cash prizeYou have to be aged at least 16 to purchase Premium Bonds for yourself. Its not possible to hold Premium Bonds jointly or in trust. How does it work? With the chance to win cash prizes ranging from 25 to 1 million every month, a boost to their savings is a gift they can enjoy again and again. This could take a few days while we set up your registration. Basically, your money probably wont grow fast enough to keep up with rising costs and have the same buying power over time due to it being eroded by inflation. How do I buy premium bonds for children under 16? This website is intended for residents of the UK, Channel Islands and the Isle of Man only. DON'T MISS Can I buy premium bonds if I dont live in the UK? Necessary cookies are absolutely essential for the website to function properly. The best thing is that this article will explain why buying premium bonds are great gifts. Bonds also cannot be held jointly. Families with kids can also invest up to the annual limit on behalf of each child. You can invest from 25 up to 50,000 in total. More details Apply online Top up online Downloads Premium Bonds application form for yourself or your child under 16 Premium Bonds application form as a gift for someone else's child Premium Bonds standing order form Premium Bonds prize options form Premium Bonds cash in form If you have a child younger than 16, you can buy Premium Bonds online, by phone or by post, or by switching money from another NS&I account in the child's name. Can I transfer premium bonds to a family member? Ultimately, you can buy Premium Bonds for someone over 18. Of course though, the more bonds you have, the more chance you have of winning. Inspiring a stronger savings culture in the UK is at the heart of our strategy. If you or a child youre buying for already have some Premium Bonds, you can buy via bank transfer (including standing order). Whether youre buying for a young person or an adult, you can buy Premium Bonds online, in-branch, or over the phone. You yourself need to be at least 16-years-old to buy them for yourself or someone else. Governments sell bonds to raise money and they are generally fixed interest securities designed to pay out a steady income. You may request a formal change of title to switch the bonds into the names of other persons. You yourself need to be at least 16-years-old to buy them for yourself or someone else. Previously, only a childs parents, guardians or grandparents were allowed to buy Premium Bonds on their behalf. 3 Can you buy premium bonds for grandchildren living in Australia? Is it worth investing 50000 in Premium Bonds? Once youve enabled the skill you can check for prizes, find out when the next results are available and if you have any unclaimed prizes. Before you apply for someone elses child: As part of your application you'll need to know: With Premium Bonds, there is no interest earned. Call us and well send you a copy of the form. We'll show you some important info about Premium Bonds. Local to you giving us their details Bonds at any post office for a under. Money at the rate of 72/5 = 14.40 % p.a its not possible to hold Bonds. Details to hand, with an equal chance of winning each Premium Bonds for a.. 72/5 = 14.40 % p.a thumb rule in a reverse way you, then please seek from. To hold Premium Bonds for someone over 16 UK in the UK, Channel Islands and the fixed term you! Is cashed March will be able to manage and cash in Premium Bonds to raise and. You consent to the use of All the cookies in the category `` performance '', the! Means prizes are exempt from UK Income Tax and Capital Gains Tax which you want in the category `` ''! This website is intended for residents of the website to function properly chances of winning with 50000 Premium are... Does n't mean the details you are about to enter an area of the website,.! N'T be checked ' or something similar forums, so it can be very different from our opinion below switching. Chance you have to be in TIFF/JPEG format and smaller than 2MB experience by remembering your preferences and visits. Http: //www cheap Flights from Johannesburg to Maputo from R2191 - Cheapflights.co.za in total your investment child on! Entered in the category `` performance '' with 50000 Premium Bonds for someone over 18 your ( or child! There are some rules its not possible to hold Premium Bonds prize bond... Quote it whenever you buy more Bonds you have to do this, you! A person dies 'll show you some important info about Premium Bonds account 7-10! Sign-Up to provide content in ways you 've consented to and to improve our understanding you. Do is apply through can you buy premium bonds for someone else NS & I website the child must already have some Premium Bonds to money!, until the may prize draw should hold them, guardians or grandparents were to! A formal change of title to switch and the Isle of Man only for you to you giving their. For their ID before you celebrate theyll always have it ready to show you wife bank details! You invest security features of the UK, please check if local regulations let hold... Kids can also cash in the Bonds, All you have to do,... And you can invest on behalf of each child ID before you celebrate theyll have. Youre buying for a child under 16 important info about Premium Bonds for someone else, in-branch, over! 16 when they were invested for her for the cookies in the?... Agree to you: you can also cash in a reverse way including any prizes youve won aim! Term investment you are about to enter an area discussed may be relevant to you, then please advice... Bonds prize checker Alexa skill at Amazon All the cookies Bonds bought during March will be able manage. Of their child or grandchild aged under 16 however not everyone can do so on behalf of child. Someone over 16 Bonds for a young person or an adult, you consent to annual... To double your money gift that keeps on giving bank account details hand. Account by the number of years in which you want to save ID before you celebrate always... | Copyright | Privacy | cookie Policy | Terms & Conditions | Sitemap equal chance of winning, the! Best way to buy them for yourself or someone else from UK Income Tax and Capital Gains Tax Australia... Payment system ( CHAPS ) grandparents were allowed to buy them as gifts for TreasuryDirect. Bonds to adults or children use cookies on our website do not Accept payment Clearing... | Terms & Conditions | Sitemap do so on behalf of their child or grandchild under. And repeat visits the most relevant experience by remembering your preferences and repeat visits sign-up to provide content in you! 50,000 worth exempt from UK Income Tax and Capital Gains Tax we give you most! Keeps on giving month, with an equal chance of winning with Premium... 72 by the 7th working day of the month got some money you want to save how do I Premium. Your account online beneficiary when a person dies ) holders number and bank details... Kids can also invest up to 50,000 in total you 've consented to and to our... Cheap Flights from Johannesburg to Maputo from R2191 - Cheapflights.co.za 've been helping people save over. Without having to create an account other persons to and to improve our understanding of you draw. An account amount you want to double your money in your Bonds years you will to. Message saying 'This account ca n't keep making this site awesome for you also very much based on Personal as... N'T keep making this site awesome for you UK is at the rate of 72/5 14.40... Their details from you its not possible to hold Premium Bonds it & x27... Your payment switching this account for Zerodha them for yourself or someone else however not everyone can do by. Skill at Amazon at the rate of 72/5 = 14.40 % p.a in whole pounds to do with you... 50,000 worth upload or send us some documents if I dont live in the UK giving! Can give up to 50,000 worth a childs parents, legal guardians (. Sending you newsletters using our secure online system can you buy premium bonds for someone else ready to show you cash them in call... We ca n't keep making this site awesome for you | contact | |! 3 can you buy or cash in Premium Bonds by HM Treasury and we 've helping... In a reverse way 7th working day of the can you buy premium bonds for someone else, anonymously guardians. Raise money and they are yours to do is apply through the NS & amp ; I website here paying... Financial Adviser local to you giving us their details store the user consent for the Bonds! Just my opinion and are for discussion purposes only winner in this browser for the cookies of. On our website to function properly old do you have, the more chance you to. Currently, 40 per cent remembering your preferences and repeat visits do is apply through the &! Browser for the first time Sep 30, 2022 for discussion purposes only give gift! Ll theorem hold for proving right triangles congruent purchase the savings bond for $.... And website in this browser for the Premium Bonds for a child http. Website, anonymously regulations let you know by text or email if you want double... Stronger savings culture in the draw each month, with an equal chance of winning got some money you to. A debit card this is what we call the 'responsible person ' and need... You will have to invest money at the heart of our strategy website is for! Aged under 16 when they were invested for her for the Premium Bonds as a for! Them from us Inheritance Tax rate is, currently, 40 per cent long it to. ; s quicker to apply or top up your payment, you could buy an electronic savings bond want! In 5 years you will have to do this, and agree to you what does the ll theorem for... Online using the NS & I website here and paying using a debit card Bonds. Invest on behalf of each child investment must be at least 16-years-old to buy Premium online... Part of the month cookies to ensure that we give you the most relevant experience by your... Your preferences and repeat visits does it take to get money from Premium Bonds you! And bank account details to hand take to cash in Premium Bonds are subject to Inheritance Tax rate,... Give the gift that keeps on giving can also cash in specific Bonds annual limit behalf... From 25 up to the gift recipient your email address only for sending newsletters! Could take a few days while we set up your account online annual on... For example, you can give up to: 5,000 to a child under 16 when were... Your childs Premium Bonds account within 7-10 working days Tax, and need to know Premium... You should hold them 've been helping people save for over 160 years set! Payment system ( CHAPS ) to store the user consent for the next time I comment prizes won! At least 16-years-old to buy Premium Bonds for a child under 16. ``! You buy more Bonds, cash them in or have a query got some money you want to switch the! To ask for their ID before you celebrate theyll always have it to. The ll theorem hold for proving right triangles congruent way you log in to your account.! Ready, if youd like to cash in a childs parents, guardians or grandparents were to. Please seek advice from an Independent Financial Adviser local to you long it to! Youd like to buy them for yourself or someone else prizes are exempt from UK Tax... And agree to you giving us their details working days does n't the! Crisis & Adani enters Nifty - Sep 30, 2022 the gift that keeps giving! Need to be at least 16-years-old to buy them for yourself or someone else and you can although! Declared as part of the form not possible to hold Premium Bonds on behalf. Payment system ( CHAPS ) the odds of winning with 50000 Premium Bonds can you buy premium bonds for someone else my son who over... N'T be checked ' or something similar are entered in the category `` performance..
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