Hey Tim, I attended the Art Institute in Houston from 94-96. The Higher Learning Commission issued a public notice in January 2018 and notified state education agencies and the Education Department of its decision. They NEVER told us that once you are 24 you are no longer eligible for that type of loan. This was the Art Institute of Phx. they told me a Lot of things that were lies to just get me to sign on the dotted line and my life has been a struggle ever since. I am really nervous that I will not have enough proof for my claim. The U.S. Department of Education will notify you if your Borrower Defense claim is approved. Code, 3305-3306, 3601.) Be very careful about how you proceed here, and only deal with official US Government websites when submitting your information. August 20, 2020: Motion for Case Management Conference, Proposed Order Setting Case Management Order, Student Affidavits from Motion for Case Management, October 10, 2020: Hearing Zoom Chat Transcript, October 23, 2020: Transcript of Fairness Hearing, October 30, 2020: Plaintiffs Response to Order to Show Cause, Affidavits in Support of Plaintiffs Response to Order to Show Cause, February 24, 2022: Plaintiffs Response to Order re Class Member Letter with exhibit, June 9, 2022: Plaintiffs Motion for Summary Judgment, June 22, 2022: Joint Motion for Preliminary Approval of Settlement, June 23, 2022: Defendants Opposition and Cross-Motion for Summary Judgment, July 13, 2022: Lincoln Educational Services / American National University Motion to Intervene, July 13, 2022: Everglades College Inc. Motion to Intervene, July 14, 2022: Chicago School of Professional Psychology Motion to Intervene, July 25, 2022: Plaintiffs Consolidated Opposition to Motions to Intervene, July 25, 2022: Governments Consolidated Opposition to Motions to Intervene, August 4, 2022: Preliminary Approval Order, August 9, 2022: Schedule for Final Approval, Notice to Settlement Class with Corrected Exhibit C, September 22, 2022: Joint Motion for Final Approval, January 27, 2023: Opposition to Motion To Stay Settlement Relief, "On the day I graduated college, I never imagined that I would find myself locked in a nearly 20 year battle for justice against a for-profit education company that defrauded me, and against the federal government for failing to protect me from this fraud. Hi Tim! Please advise. Therefore remember to contact them for more information and clarification on the matter. As explained earlier, students get loans that they took during your study at The Art Institute written off if you meet two essential criteria. Yeah I called the numbers you provided and theyre trying to charge me $995 To go through the process of getting my FEDERAL loans forgiven. I transferred to the school from an accredited sister campus in Seattle, which was at the time accredited. We strongly encourage you to apply at the earliest and benefit from the loan forgiveness. We know it's sometimes a confusing process, that is why our team is here to help you. Till today, I havent heard anything back from the school and I really dont know what to do Do you have any advise ? I also had a teacher who was high while teaching and after I complained and it was confirmed that she was under the influence I was able to get a refund for my two classes (this I do have email proof of). Just make sure that you do a really good job of explaining exactly what you were told, who said it, how it impacted your decision to take out the loans, etc., and you should be on the path to a discharge. Ive trued to look into it and argued it with the state franchise tax board.but they say it is valid, because they used my signature online from when I signed the address paperwork. After deferring/forbearing and now in a IDR repayment plan my $30k student loan is pushing $70k. The Ombudsman are a FREE group of Attorneys backed by the Federal Government, so you can trust their advice. Like the Art Institute, the closure of these institutes means enrolled students who took student loans are eligible for loan forgiveness. You need something a little stronger here! Do you know of any lawyers who are helping with this I can hire? What happened next? Adriene also guaranteed that once hired, Walt Disney or Sony would cover my loans through their referral program, so long as I work there at least 3 years. Was promised 100% job placement prior to going to the school only to find out that their 100% job placement may be at Burger King or where or whoever was hiring. Will I be able to even though I graduated in September? The Sally Mae one refused to work with me on a repayment plan when i had no job and just differed or forbearanced my loans till i didnt have the option but to pay them $600 a month when i was at the time unemployed in California. 2019 closing. Good luck! I only agreed to take out these student loans because I believed the lies/false promises/misleading statements presented to be my the school.Thank you for your time and reviewing my application for Borrowers Defense against repayment. Do you think the graduation rate from the Art Institutes misled you. She went with a member of her paternal family and signed up. Ive been trying to get these student loans taken care of until I found this website and I applied. The U.S. Department of Education (Department) announced today the approval of over 1,800 borrower defense to repayment (borrower defense) claims for borrowers who attended three institutions: Westwood College, Marinello Schools of Beauty and the Court Reporting Institute. I had to take another student to loan to cover about 5 classes which I needed to graduated. These companies charge to help you figure out which programs youre eligible for and take care of paperwork. Ms. Sweet attended Brooks Institute of Photography and asserted her borrower defense in Fall 2016. Other students took out loans as well in order to attend the school and many of these students have already had their loans forgiven. Anyone who felt misled by their school that was funded by federal loans through FAFSA has the potential to qualify for Borrower Defense. I attended the AI of Costa Mesa and they were really constant bugging me and made me feel like I wasnt up to par when I was applying. Hi TIm, I am wondering about what happens if you had no loan but paid as you went as my grandson did. At the time I did not think i could do anything about it. The Department of Education currently has a backlog of 87,000 unreviewed borrower defense claims. I was never told that they acted completely differently and they caused me great confusion when Sallie Mae and friends started hounding me for a MASSIVE precedent of my income. Be careful about getting your information from any source other than the US government. Im also going to look into a student loan lawyer to be on the safe side. These issues started under former ED Secretary Betsy DeVos. Yeah, the Online portion of the school is definitely open to Borrowers Defense Discharges. I heard they might lose accreditation. This program is getting much faster responses than the Borrowers Defense Program, as Betsy DeVos hasnt been able to crush it like she did to BDAR and PSLF, so my advice is to try submitting an application and seeing if that works out. As of June 2019, more than 200,000 students had a borrower defense application pending. She is now on disability and I am have always been the only paying. The official Borrower Defense customer service support number is 855-279-6207, also known as the Borrower Defense hotline. Do I need copies of what classes I took during my attendance as evidence, if so how can I find them? But my question: My husband was enrolled 1993 1995, Is that too early for us to file a Borrower Defense Application in the wake of all of this news with the schools? The Borrower Defense program allows federal student loan borrowers to apply for loan forgiveness if they were duped into enrolling or remaining enrolled at an institution due to. We both went to the Art Institute in Costa Mesa from 2006-2008. Every loan servicing company has slightly different procedures for processing the Closed School application, so youll need to contact them for details on how to proceed. Plus I am on disability. they assured me that all of their graduates made a ton of money (average starting salary around 36k) and I wouldnt even owe much because of all the free money for grants. Im working on my application and havent found anyone else who attended the same campus as I did that is working on this. Low and behold through actually building up experience first hand I can say without a doubt that a degree from that school is not enough to just become an interior designer. Congratulations Bridgette! She got pregnant within the month and dropped out. Im partial to my Quarter Palomino. I would absolutely spend some more time thinking about who made promises to you, what exactly they promised, and how the promise affected your decision to borrow money to go to school. Borrower Defense to Repayment You may be eligible to get a discharge of your federal Direct Loans if you attended a Corinthian school that defrauded you or violated applicable state law. However, I would be happy to answer any questions you might have about these two programs, so please feel free to leave your question in the comment section below and Ill do my best to get you a quick response. The Borrower Defense to Repayment application is absolutely free! What if I am not Eligible for Forgiveness? To make the best of this information, please take your time to review it before carefully applying for the program. That piece about the high graduation and placement rates is going to be the key to your successful BDAR application. Regards, Tasha. She assured me a loan would not be taken out in my name. I would highly recommend you have all the text in a separate doc so you can just copy and paste everything over and resubmit just in case the site crashes on you. I did here is their response If deemed eligible, a parent PLUS loan can be discharged under provisions of Borrower Defense to Repayment. My loans are on hold with Navinet due to insufficient income. I took loans out and Im currently 60-70K in debt. Is there an option for us? I attended the Art Institute of Fort Worth in 2011 and in 2013 they told everyone in my Interior Design program, the program will be getting shut down because there were not enough students in the program and the only options we had were to 1. transfer to another art institute 2. Theres no reason not to push for it. I would like to have someone professional help me in filing these correctly and efficiently. Some former ITT Tech students were already eligible for . Groups representing some of the institutions listed in Sweet v. The recruiter told me about job placement help and being able to get jobs after graduating. That is illegal behavior on the schools behalf. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Also, I felt like I had to take over the classes I took at Orange Coast College like some didnt transfer over. But is it too little too late? I currently Owe 180k in student debt. If so, you can use this illegal behavior as your reason for filing a Borrowers Defense Claim, stating that it was this illegal activity that convinced you to borrow money to attend the school. I thought I didn't have to pay for student loan forgiveness? Though this might be the case, you may be ready to do more than point to the Art Institutes wrongdoings. I noticed even more than they would change the jargon of the syllabus description of the class slightly and that equaled their new/you have to take this to graduate curriculum. I was told there was no way I could afford to attend and that I would have to take out loans and a parent plus loan for me to even be able to Attend at all. $1.2 billion for borrowers who previously attended ITT Technical Institutes before it closed. But I want to see what you think. The U.S. Department of Education is finally approving Borrower Defense to Repayment applications. On top of the fact that I am still in constant back and hip pain over my car accident makes it harder to find work. Glad that Parent PLUS loans are eligible, and thank you VERY MUCH for your response! I would stick with the classics that we KNOW have gotten approvals false advertising, false promises, fraud. Instead of the standard four-month period, the department is extending the time frame to nearly a year for students at the Art Institutes five locations. I had a GED and a little hope at the time. Its hard to say, as Ive heard from people waiting a year or even two years before hearing back. Make sure that you document this perfectly on your Borrowers Defense application, including the location, date, time and name and position of the person who made this statement. At first, it seemed like I wouldnt be eligible for it since it had been more than 120 days since I left the school, but the aforementioned clause would also be in my favor. What you need to explain is how the school committed fraud against you. If youre a former student at the Art Institute and want to find out how to get rid of your student loans, then youve come to the right place. they had be buy all the supplies and books from their own store, and I started 2 weeks later. (see here) . I was never told about how students loans worked federal or private. There is no statute of limitations for Borrower Defense. Thoughts? Im removing your phone number from this comment for privacy purposes. Thats hard to say. Plaintiffs Response to Order to Show Cause, Plaintiffs Response to Order re Class Member Letter with exhibit, Joint Motion for Preliminary Approval of Settlement, Defendants Opposition and Cross-Motion for Summary Judgment, Lincoln Educational Services / American National University Motion to Intervene, Everglades College Inc. Motion to Intervene, Chicago School of Professional Psychology Motion to Intervene, Plaintiffs Consolidated Opposition to Motions to Intervene, Governments Consolidated Opposition to Motions to Intervene, Opposition to Motion To Stay Settlement Relief, know your rights, and never stop fighting for them, Frequently Asked Questions About the Sweet v. Cardona Class Action Settlement. Does she need to file an application as well, or will mine do it for both? Dont believe them! I have had this on my back my whole life, and I dont know what to do. The saddest thing about this was being offered leads via sales jobs after graduation. List of Schools 2023 | Borrower Defense School list | Copyright 2023 - All Rights Reserved. Do I have a right to sue under breach of contract. Students are eligible to benefit from student forgiveness if they can successfully do one vital thing. Its definitely possible that you could get a refund or partial refund via the Borrowers Defense to Repayment Program. Thank you for educationing us all. I even asked them to send me the Art Institute issued bill with all of my information on it. And because the Art Institute has clearly violated many laws, anyone who took out a student loan to attend one of their schools is basically automatically eligible for the Borrowers Defense Against Repayment program, which offers complete student loan forgiveness. Named Plaintiffs brought this lawsuit on behalf of themselves and all other federal student loan borrowers whose claims for loan cancellation (Borrower Defense applications) had been ignored by the Department of Education many of them since 2015. Im not sure I have much more physical evidence of that conversation aside from the wayback machine screenshots where they describe the graduation rate and the average salary that graduates make. Some illegal activities charged by DOJ include fraudulent recruiting and unlawful marketing. You didnt give me any info to help me decide either way. THANK YOU SO MUCH, HOLY COW! If you were really told that all of the students get jobs paying over $30,000, then you will DEFINITELY get approval for a BDAR Discharge. Your servicer will notify you when your loans have been placed into forbearance status. Yeah, that settlement was terrible. Thats because three companies owning five institutions appealed the settlement as intervenors.. Borrower defense claims allow student loan borrowers to apply for debt forgiveness if they can prove their college or university defrauded them while enrolled. More than a quarter million defrauded students have been waiting far too long for justice that should have come without delay, but for which we instead had to fight tooth and nail. Borrowers would qualify if their federal student loans were disbursed before July 1. 200k student borrowers are closer to getting their loans erased after judge's ruling. I personally know people who waited over a year before they heard anything back from the Department of Education, and the lines have grown even longer as more and more people apply for forgiveness benefits. Hi Tim, I attended The Art Institute of California and graduated in 2008. The two most common reasons to be denied for Borrower Defense: We will give you the tools to assist in stating a legal claim against your school, along with documentation from your school to prove to the Department that you were misled. What are your thoughts? Who qualifies for borrower defense? If your federal student loans are in default, you may request to have debt collection on your loan stopped (stopped collections status). The education was minimal to basics of how programs worked. I graduated a long time before any of this happened. I was paying all my education out of packets with my family saving ( I paid over $15000). If you attended a school and believe the school fulfilled its obligation to you, then you are not eligible for Borrower Defense. I went back to university in 2005 and couldnt even transfer any of my credits over, so I was starting from scratch basically. The US Department of Education approved borrower defense to repayment (borrower defense) claims for borrowers that attended the following schools: 1. I paid out of pocket there. I would still try filing a Borrowers Defense Application, but the odds are pretty low that itll work. The application process isnt challenging, but as mentioned earlier, you must complete it with extreme care. Join us on Zoom to find out the basics of Borrower Defense to Repayment, what the process of a discharge entails, and how to file a request We invite you and your friends/family to come and tour our offices and meet our friendly team of specialists coming together to help thousan Find out about the best online resources for students and also how to find information related to your school that will help you state a leg Do not worry! Institute, the closure of these Institutes means enrolled students who took student loans taken care of paperwork she with. 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Over, so I was starting from scratch basically ITT Tech students were already eligible for Borrower Defense of programs... Due to insufficient income or private in 2005 and couldnt even transfer any of information... 855-279-6207, also known as the Borrower Defense in Fall 2016 is now disability... File an application as well in order to attend the school and many of these students have already their. I would stick with the classics that we know have gotten approvals false advertising, false promises fraud! To borrowers Defense to Repayment applications apply at the time accredited rate from the school its! Trust their advice students who took student loans are eligible, and I applied NEVER told how! All Rights Reserved currently has a backlog of 87,000 unreviewed Borrower Defense to Repayment isnt,. Month and dropped out Coast College like some didnt transfer over my loans are on hold with Navinet due insufficient! 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